Compensating the Stay-at-Home Mom…or Dad – Part I

Are you a stay-at-home mom? Are you a stay-at-home dad?

Were you in a car accident that resulted in your not being able to keep up with the usual pace of kids, errands, and appointments, not to mention staying on top of your spouse’s laundry?

In auto accident claims, requesting money for time you missed at work due to injuries and treatment is a common thing. It’s only fair that the person who was at fault reimburse you for those lost wages. Usually, as long as a person can provide proof of the lost wages, they will be reimbursed. What courts and insurance adjusters usually look for is certainty when they’re deciding whether your proof is good enough—whether they are going to have to compensate you for those lost wages.

Finding good proof is relatively easy to do with a person who works outside of the home, or even with people who work from his home. As long as the job is something other than housework and parenting, you can get an employer letter or calculate an average of missed wages based on a consistent schedule for the last six months or so.

Housework and parenting literally clothes, feeds and equips tomorrow’s U.S.A., but for some reason, the ladies—or the guys—who do these chores every day haven’t been able to claim any compensation for it after they’ve been in an accident. After they are (temporarily) disabled, the family either pays for services to be done by someone other than the injured stay-at-home spouse or more likely the non-injured spouse suddenly has a lot more work to do.

Either way, there is loss, and that loss can be calculated into dollar amounts—no if’s, and’s or but’s about it.

The good news is that official organizations that are trusted for the accuracy of their reports are beginning to conduct studies on the monetary worth of the work done by housewives and house-husbands.